Skip to content
US Online Casino Laws

Online Casinos in Indiana

Where Indiana's iGaming debate stands in 2026, and what Hoosiers can actually play online right now.

Real-money online casinos
Not legal, none licensed
Online sports betting
Legal since October 2019, 11 operators
Online poker
Not legal
Hoosier Lottery online sales
Not yet, HB 1078 advancing
Sweepstakes / social casinos
Banned effective July 1, 2026
Commercial casinos
13 riverboats and racinos
Tribal casinos
1, Four Winds South Bend (Class II)
Minimum gambling age
21 for casino and sports, 18 for lottery
Regulator
Indiana Gaming Commission
Indiana iGaming, Bill by Bill

Three Online Gambling Bills, Three Different Outcomes

Indiana lawmakers filed three internet-gambling bills in 18 months and finished with one law, one corpse, and one bill pulled off the House calendar at the last minute. The split tells you what the General Assembly will sign in 2026 (a crackdown) and what it will not (real-money slots or even an iLottery). Rep. Ethan Manning, chair of House Public Policy, authored or co-authored every one of them.

HB 1432 of 2025

Rep. Ethan Manning (R-Logansport)

What it does
Online casino games, online poker, and an iLottery, run by the Indiana Gaming Commission and the Hoosier Lottery.
Money math
Spectrum Gaming projected about $2 billion in operator GGR across the first three years. The Legislative Services Agency fiscal note ranged from $522 million to $1.04 billion in annual operator revenue at maturity.
Structure
$500,000 upfront license fee, $50,000 annual renewal, three skins per land-based licensee. 26 percent tax through July 2026, then a tiered 22 to 30 percent rate based on annual GGR.
Where it sits now
Dead. Passed House Public Policy 9-2 on Jan 28, 2025, then never got a Ways and Means hearing. Speaker Todd Huston ended the debate publicly in March 2025.

HB 1078 of 2026

Rep. Ethan Manning (R-Logansport)

What it does
Hoosier Lottery iLottery only. Draw games and eInstant games sold online to players 18 and older. No reels, no pull mechanism, no casino-style poker or blackjack. No couriers.
Money math
LSA fiscal note: $314 million to $629 million in mature-year net sales, $31.4 million to $94.3 million in lottery profit returned to the state.
Structure
Voluntary self-exclusion list, vendor procurement and geolocation build-out estimated through summer 2027. Two attempts to amend iGaming back in were ruled non-germane on the House floor.
Where it sits now
Stalled. Cleared House Public Policy 9-3 on Jan 6, 2026, advanced to the floor on Jan 13, then pulled from the calendar on Jan 20 for lack of votes in either caucus.

HB 1052 of 2026

Reps. Manning, Mayfield, and Moed

What it does
Bans dual-currency and multi-currency sweepstakes casinos that simulate slots, poker, bingo, table games, or sports betting. Carves out Hoosier Lottery promotions and peer-to-peer skill poker.
Money math
No new state revenue. The Social and Promotional Games Association estimated tens of millions in foregone tax under a regulated alternative its members proposed instead.
Structure
Civil penalties up to $100,000 per violation, IGC enforcement, applies to out-of-state operators that transact with Indiana residents.
Where it sits now
Signed into law. Gov. Mike Braun signed on Mar 13, 2026. House 87-11, Senate 37-8, conference report adopted 68-21 in the House and 46-4 in the Senate. Effective July 1, 2026.

Manning has said publicly he could not have changed a single word in HB 1078 to win more votes for online lottery alone, so a straight iGaming bill is even further out. The Casino Association of Indiana, whose members hold the 13 commercial licenses below, has asked the General Assembly to bundle iGaming back into any future iLottery vehicle. Expect another filing when the long session opens in January 2027.

Regulatory Timeline

How It Happened

  1. Gov. Holcomb signs HB 1015

    Legalizes retail and mobile sports betting and gives the Indiana Gaming Commission regulatory authority. The bill does not authorize online casino games.

  2. Online sports betting goes live

    DraftKings and BetRivers receive the first "Go Live" authorizations from the IGC and launch mobile sportsbooks on day one.

  3. HB 1432 passes Public Policy 9-2

    Manning's iGaming and online lottery bill clears its first committee, then stalls after Speaker Todd Huston declines to put it before Ways and Means.

  4. Gov. Braun signs HB 1052

    Sweepstakes casino ban takes effect July 1, 2026, with civil penalties up to $100,000 per violation enforced by the IGC. Peer-to-peer skill poker is carved out.

Where to Play

Where Hoosiers Play Online

With no state-licensed iGaming and the July 1, 2026 sweepstakes shutdown approaching, the sites below are offshore. They are not regulated by the Indiana Gaming Commission.

Casinos we play at. We earn a commission when you sign up through these.

The Law

Why There Are No Online Casinos

Indiana legalized sports betting in 2019 with HB 1015, now codified at IC § 4-38, and the Indiana Gaming Commission has run that market through 11 licensed mobile sportsbooks since October 2019. The law was specific to sports. It did not authorize online slots, table games, or live dealer casinos, and operating internet casino gambling here remains a Level 6 felony under IC § 35-45-2.

iGaming bills keep coming back. Rep. Ethan Manning's HB 1432 cleared the House Public Policy Committee 9-2 on January 28, 2025 with a $500,000 license fee and a 22 to 30 percent tax tier, then missed its hearing in Ways and Means and died for the session. A 2026 push split the proposal in two: online lottery moved on as HB 1078, while iGaming attempts to attach as a floor amendment were ruled out of order. Gov. Mike Braun did sign HB 1052 on March 13, 2026, banning sweepstakes casinos from July 1, 2026, the closest legal substitute Hoosiers had for real-money online slots.

The Money on the Table

Spectrum Says Indiana Is a $2 Billion Market, the LSA Says It Eats $200M of Retail

The Indiana Gaming Commission paid Spectrum Gaming Group for a market study, published in 2023, that put first-three-year iGaming GGR around $2 billion. The Legislative Services Agency, working the same numbers a year later for the HB 1432 fiscal note, projected $522 million to $1.04 billion in annual operator revenue once the market matured, but also estimated $98 million to $197 million of cannibalization off the 13 retail casino floors. That gap is the entire fight. The casino association supports the bill because the new online floor is bigger than the retail bleed. The lottery and convenience-store lobbies argue otherwise.

Spectrum 3-year GGR
~$2B
LSA annual top of band
$1.04B
LSA retail loss top of band
$197M
HB 1432 tax tier
22-30%

Manning told reporters that iGaming, an iLottery, and a sports betting tax hike together would clear $300 million a year in new state revenue. Speaker Huston countered that the cannibalization numbers are real and that the legislature is not ready to accept them. That is the choice on file for 2027.

Seven Live Markets, Seven Tax Codes

Where Indiana Would Fit on the iGaming Map

Seven states run regulated real-money online casinos in May 2026, and the tax rate goes from 15 percent in West Virginia to 62.45 percent on slots in Rhode Island. The HB 1432 structure (a 26 percent interim rate stepping to a 22 to 30 percent tiered rate) would have placed Indiana between Michigan and Pennsylvania on the tax line, lighter than New Jersey's 19.75 percent only at the entry tier. Michigan, Indiana's neighbor to the north, is now the biggest iGaming market in the country, and Hoosiers near South Bend already cross the state line to play on FanDuel Casino, BetMGM, and DraftKings Casino legally in MI.

Regulated iGaming jurisdictions and Indiana’s would-be entry, May 2026
StateLaunchedTaxNote
DelawareNov 8, 201357% slots / 15.5% tablesState-lottery monopoly run by Bally’s Dover, Harrington, Delaware Park.
New JerseyNov 21, 201319.75% (raised from 15% on Jul 1, 2025)No promo deductions. Topped $2.38B in GGR through Oct 2025.
PennsylvaniaJul 15, 201954% slots / 16% tablesOperators allowed to deduct promotional spend before tax.
West VirginiaJul 15, 202015%, plus a $250K application and $100K renewal every 5 yearsA 25% rate moved in committee in 2025 but did not pass.
MichiganJan 22, 202120% to 28% graduated by annual GGRLargest US iGaming market in 2025 at $2.52B GGR through October.
ConnecticutOct 19, 202118%Only two skins statewide, DraftKings via Foxwoods and FanDuel via Mohegan Sun.
Rhode IslandMar 5, 202462.45% slots / 16.5% tablesBally’s is the sole operator under the Twin River compact.
Indiana (proposed under HB 1432)Earliest Sep 1, 2025, never enacted26% interim, then 22-30% tieredCasino and racetrack licensees only, three skins each.

Michigan, New Jersey, and Pennsylvania still account for about 90 percent of the $10.73 billion the seven legal markets booked in 2025, but Rhode Island and West Virginia posted the fastest growth on smaller bases. Indiana’s would-be entry, at a 22 to 30 percent rate with three skins per license, would mirror Michigan’s structure more closely than any other state.

Who Holds the 13 Commercial Licenses

The Operators That Would Skin Indiana iGaming if the Bill Passes

HB 1432 limited iGaming licenses to companies that already hold an Indiana riverboat, racino, or casino license. That is a closed list of 13 commercial holders. Caesars Entertainment holds four of them, Penn Entertainment and Boyd Gaming hold two each, and Hard Rock, Bally's, Cook Group's French Lick Resorts, Full House Resorts, and Churchill Downs each hold one. The newest of the 13, Terre Haute Casino Resort, opened on April 5, 2024 on a license that started in Gary, was awarded to Spectacle Entertainment, then revoked by the IGC over a federal campaign-finance probe before Churchill Downs won the rebid.

Indiana commercial casinos, parent operator, May 2026
CasinoParentLocationNote
Horseshoe HammondCaesars EntertainmentHammond (Lake Michigan)Riverboat hull, four floors of gaming. Closest casino to downtown Chicago.
Ameristar Casino East ChicagoPenn EntertainmentEast Chicago (Lake Michigan)Riverboat property on Buffington Harbor. Real estate held by Gaming and Leisure Properties.
Hard Rock Casino Northern IndianaHard Rock International (Seminole Tribe of Florida)GaryReplaced the offshore Majestic Star boats with a land-based property in May 2021.
Blue Chip CasinoBoyd GamingMichigan City (Lake Michigan)About 1,900 slots and 40 tables. FanDuel runs the licensed online sportsbook out of this hold.
Horseshoe Indianapolis Racing & CasinoCaesars EntertainmentShelbyvilleRacino. Rebranded from Indiana Grand in January 2022 after a $34M expansion that added a 20-table poker room.
Harrah’s Hoosier Park Racing & CasinoCaesars EntertainmentAndersonStandardbred racing plus a racino floor, about 30 miles northeast of Indianapolis.
Hollywood Casino LawrenceburgPenn EntertainmentLawrenceburg (Ohio River)About 150,000 sq ft. One of Indiana’s largest gaming floors. Real estate held by GLPI.
Belterra Casino ResortBoyd GamingFlorence (Ohio River)Southern Indiana poker destination. DraftKings holds Belterra’s online sports skin.
Rising Star Casino ResortFull House ResortsRising Sun (Ohio River)Smallest commercial property in the state. Operator holds Indiana sports licenses for SBK and others.
Caesars Southern IndianaCaesars Entertainment (Eastern Band of Cherokee Indians owns the real estate)Elizabeth (Ohio River)Moved from a riverboat to a land-based pavilion in December 2019 under HB 1015 of 2019.
French Lick Resort CasinoCook Group (privately held)French LickPete Dye and Donald Ross courses, two historic hotels, only standalone resort license in the state.
Bally’s EvansvilleBally’s CorporationEvansville (Ohio River)Land-based property opened August 2022 after a Tropicana-to-Bally’s rebrand. Bally Bet sportsbook on site.
Terre Haute Casino ResortChurchill Downs Inc.Terre HauteIndiana’s 13th and newest property. Opened Apr 5, 2024 on a license transferred from Gary under HB 1015 of 2019 after the original awardee, Spectacle Entertainment, lost it to a federal campaign-finance probe.

The Pokagon Band of Potawatomi runs Four Winds South Bend outside this commercial list. The property opened January 16, 2018 as Class II only, then upgraded to Class III on August 5, 2021 after the band finalized a separate gaming compact with Indiana. HB 1432 did not extend an iGaming license path to the tribe.

Indiana's One Working Online Market

Six Years In, Two Operators Take Two-Thirds of the Handle

Indiana already runs a regulated online gambling product. It is just sports, not casino. The mobile sportsbooks went live on October 3, 2019, and by 2025 Hoosier bettors were staking $5.72 billion a year through 11 licensed apps, paying out a 9.5 percent tax on operator GGR back to the state. DraftKings (skinned through Ameristar East Chicago) and FanDuel (skinned through Blue Chip in Michigan City) take about two-thirds of all handle between them, with DraftKings leading on volume and FanDuel leading on hold and revenue. The other nine operators (BetMGM, Caesars, bet365, Fanatics, BetRivers, Hard Rock Bet, Bally Bet, ESPN BET, and SBK) split the remaining third. November 2025 set the all-time monthly handle record at $641 million, $69 million of which booked as GGR and $6.56 million of which paid the state.

2025 handle
$5.72B
Nov 2025 record month
$641M
Top 2 share of handle
~67%
State tax on GGR
9.5%

That is the cleanest argument the casino association brings to the iGaming fight: Indiana has already shown it can run an online vertical without consolidating to two skins, without handing the state lottery a monopoly, and without crashing retail visits at the 13 commercial floors above. Whether the legislature buys that argument in 2027 is the next chapter.

FAQ

Indiana Gambling FAQ

Are online casinos legal in Indiana?

No. Indiana has not legalized real-money online casino games, and no operator is licensed by the state to offer them. Running an online casino aimed at Indiana residents is a Level 6 felony under IC § 35-45-2. Sites advertising "Indiana online casino real money" are offshore and unregulated.

Can I bet on sports online in Indiana?

Yes. Mobile sports betting has been live since October 3, 2019 under HB 1015. The Indiana Gaming Commission licenses 11 online sportsbooks, including DraftKings, FanDuel, BetMGM, bet365, and Fanatics. Minimum age is 21.

Are sweepstakes casinos legal in Indiana?

Not after July 1, 2026. Gov. Mike Braun signed HB 1052 on March 13, 2026, banning dual-currency sweepstakes casino games. Operators face civil penalties of up to $100,000 per violation. Peer-to-peer skill poker is carved out, so sites like Global Poker keep operating.

When could Indiana legalize online casinos?

Not in 2026. HB 1432 of 2025 passed Public Policy 9-2 but died without a Ways and Means hearing, and the 2026 attempt to attach iGaming to other bills was ruled out of order. Spectrum Gaming's study for the IGC pegged the market at about $2 billion over three years, so lawmakers are expected to file again in 2027.

How old do you have to be to gamble in Indiana?

You must be 21 for casino games, sportsbooks, and paid fantasy sports. The minimum is 18 for the Hoosier Lottery, charitable gaming, and pari-mutuel horse betting.